USA Scholarships
U.S. Bank Student Scholarship 2026 - Up to $20,000
The U.S. Bank Student Scholarship 2026 rewards you for building money skills in the Zogo app. After a short registration form, you download the scholarship-branded Zogo app, use access code USB26 if prompted, and finish bite-sized personal finance lessons. Each module takes about one to two minutes. Complete at least 25 modules to enter for up to $2,500, with higher tiers at 50, 75, and 150 modules. The top tier can pay up to $20,000 when you finish 150 modules by 30 October 2026. You do not need a U.S. Bank account. Legal residents of the 50 states and the District of Columbia who meet the enrollment rules below may participate. Winners are drawn twice per year for modules completed by 30 June and 30 October.
What is the U.S. Bank Student Scholarship 2026?
The U.S. Bank Student Scholarship 2026 turns a few minutes of phone time into a shot at real tuition money while you pick up practical finance habits. Instead of a long essay packet, you register once, open the U.S. Bank edition of the Zogo app, and stack short lessons on saving, budgeting, and paying for college. Each finished module also earns in-app coins you can swap for gift cards, so you get something even if you miss the big drawing.
U.S. Bank runs the program nationwide for legal residents of every state and the District of Columbia. High school students who are at least 17 and on track for accredited college or trade programs can join, along with undergraduates carrying at least six credits and vocational students who meet the published enrollment test. Graduate study is out of scope, and you must attend an eligible US institution to use any scholarship you win.
The structure rewards persistence more than luck alone. Finish 25 modules and you enter the pool for up to $2,500. Cross 50, 75, and eventually 150 modules by 30 October 2026 and you climb toward the $20,000 grand prize tier. Drawings happen twice: modules finished by 30 June feed the summer announcement, and the October cutoff closes the year. Read the Official Rules PDF on the bank site before you start, especially if you already used Zogo and need an app transfer so your progress counts.
Eligibility
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✓Legal resident of the United StatesYou must be a legal resident of one of the 50 United States or the District of Columbia. International students without US residency and students at schools outside the US are not eligible.
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✓High school senior or current college or trade studentEligible paths include high school students at least 17 years old who are accepted or enrolled at an accredited US college, university, or trade or vocational school as of 1 September 2027, plus undergraduates and trade or vocational students already enrolled as of that date.
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✓At least six credit hours for undergraduatesUndergraduate students must carry at least six credit hours per semester at an eligible accredited institution. Trade and vocational students follow the enrollment rules in the official sweepstakes rules PDF.
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✓Accredited US postsecondary institutionYour school must be an eligible accredited two- or four-year brick-and-mortar or online college, university, or trade or vocational program located in the United States.
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✓Not in a graduate programGraduate students cannot use scholarship funds toward a graduate degree under the published program rules. The award targets undergraduate and trade pathways only.
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✓One scholarship prize per person per yearIf you win during Entry Period 1, you cannot win again in Entry Period 2 for the same program year. You may still earn Zogo gift cards from module coins.
Benefits
- 25+ modules completed Enter for up to $2,500
- 50+ modules completed Enter for up to $5,000
- 75+ modules completed Enter for up to $10,000
- 150+ modules by 30 Oct 2026 Enter for up to $20,000
- Zogo gift cards Coins redeemable in app Marketplace
- Guaranteed award Random drawings, not automatic
- Graduate tuition Not eligible use of funds
Document checklist
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✓U.S. Bank Student Scholarship registrationComplete the online entry form on usbank.com in about five minutes. You do not need to be a bank customer.
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✓Zogo app with U.S. Bank brandingDownload the scholarship version of Zogo after registering. Confirm the U.S. Bank logo and progress tracker appear on the home screen. Use access code USB26 if the app asks for one.
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✓Module completion tracked in appYou do not submit module lists manually. Keep data sharing enabled under Zogo Settings so U.S. Bank can verify your completed lesson count.
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✓Optional mail-in entryThe official rules PDF describes an alternate mail-in entry method if you prefer not to use the app. Follow that format exactly.
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✓App transfer form if neededPrior Zogo users may need to request an app transfer so modules completed during the sweepstakes window count. Email [email protected] if a transfer stalls beyond one week.
How to apply
Deadline and timeline
FAQ
What is the U.S. Bank Student Scholarship?
It is a free financial literacy sweepstakes run by U.S. Bank through the Zogo app. You register online, complete short money lessons, and enter random drawings for scholarships up to $20,000 based on how many modules you finish during the program year.
Do I need a U.S. Bank account to apply?
No. The registration form explicitly states that you do not need to be a U.S. Bank client. You do need to be a legal US resident who meets the student enrollment rules.
How much can I win with the U.S. Bank Student Scholarship?
Prize tiers map to module counts: 25 modules for up to $2,500, 50 for up to $5,000, 75 for up to $10,000, and 150 modules completed by 30 October 2026 for up to $20,000. Higher tiers enter you for larger possible awards, but selection remains a random drawing.
When is the U.S. Bank Student Scholarship deadline?
Modules completed by 30 June 2026 feed Entry Period 1 drawings. Modules completed by 30 October 2026 feed Entry Period 2 and the grand prize tier. Register early so you have time to finish lessons before those cutoffs.
Can graduate students enter the U.S. Bank Student Scholarship?
No. Published FAQ states that funds cannot apply to a graduate degree and that graduate students are not eligible. High school seniors heading to college, undergraduates with at least six credit hours, and trade or vocational students may qualify.
What is the Zogo access code for the U.S. Bank scholarship?
Official instructions list access code USB26 when the app requests one after you register. You should also see the U.S. Bank logo and a progress tracker on the home screen when you are in the correct app version.
Can I win twice in the same year?
You can win only one scholarship prize per program year. Entry Period 1 winners are not eligible for Entry Period 2 scholarship drawings, though they may still redeem Zogo coins for gift cards.
Who contacts U.S. Bank Student Scholarship winners?
GMR Marketing administers the sweepstakes. Potential winners receive phone calls first, then email if needed. Keep your registration contact details current through the announcement windows in August and December.
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